Working capital for established US businesses.
You Now Capital works with US businesses that have revenue and a track record, and want funding terms that fit their cash cycle.
Explore financing options for your business.
Three steps, and you decide at the end
Tell us what you need
A few questions about your business and what the funding would do for it.
See your options side by side
Each option with its real cost and terms, so you can compare like for like.
Decide on your terms
Take the option that fits, or none at all. There is no obligation either way.
Options for every stage of growth
Different needs call for different products. Here are the main options, in plain terms.
Line of credit
A facility you draw on when you need it. Nothing drawn, nothing owed.
Term financing
A fixed amount over a fixed term, for a business with the history to support it.
Equipment financing
Vehicles, machinery and fit-outs, secured against the equipment itself.
Revenue-based financing
Repayments that rise and fall with your sales instead of a set monthly figure.
SBA-backed programs
Government-backed options with the longest terms, for businesses that qualify.
Working capital
Cover payroll, stock, or the gap between finishing the job and being paid for it.
Questions owners ask us
What does my business need to qualify?
It varies by product, but providers generally look at monthly revenue, time in business and what the funding is for.
How fast is funding?
That depends on the product and the provider's approval. Some working capital products fund within days; term and SBA-backed options take longer.
Is it safe to share my details?
This site uses an encrypted connection, sets no cookies and runs no tracking. Our privacy page explains exactly what happens to anything you send us.
Does looking at my options commit me to anything?
No. Reviewing what is available costs nothing and there is no obligation to accept any offer.
Why did I hear from you?
We reach out to established US businesses that may benefit from comparing financing options. If you would rather not hear from us, reply to our email and we will not contact you again.
Who is You Now Capital?
You Now Capital is a business financing referral service. We help established US businesses compare funding options. We are not a lender; the funding comes from the provider you choose.
What you will need
Most owners have all of this to hand already. It takes a few minutes, not a filing cabinet.
- Your average monthly revenue
- How long the business has been operating
- What the funding is for
- Basic contact details for the business owner
Ready to compare your options?
One email is enough to get started. We answer on business days.
See my options →